Debt, a dispute with a co-owner, a squatter. We buy the properties nobody else will touch. No middlemen, no waiting months for any offer at all from the market. Straight, fast and fair.
We check the legal status and call you back within 24 hours. We call from +48 732 228 882.
Enquiry no. —
What happens after you send this
You will receive a text message telling you who will contact you and when. If you cannot take the call, we will ring again, and if that fails we will send a text message.
You do not have to make any decision during the first conversation.
What changes
Every difficult case comes to an end. Let us take on yours.
We take the disputes with creditors, trustees and occupants off your shoulders. The encumbrances that block the sale today disappear from the land and mortgage register once the transaction is done.
Entry on the commencement of enforcement against the propertydeleted
Claim for dissolution of co-ownershipdeleted
Section IV — mortgage
Compulsory mortgage · PLN 210,000repaid
Final status
Ownership transferred · funds paid out · case closed
Case closed
An illustrative example based on a completed transaction
24h
To a free case review
0 zł
In upfront fees and commission
120+
Cases successfully resolved
100%
Security and discretion
You don't have to explain how it came to this.
Rent in arrears, an enforcement officer, an unemptied flat left by your parents, a dispute the family does not talk about. We have seen it hundreds of times and we do not judge. Just tell us what the situation is — we will work out the rest ourselves.
What we help with
The cases where others turn you away
These are not properties “from a listing”. These are cases that take time, patience and a knowledge of several branches of law.
Debt
Properties in debt
A mortgage, or several, encumbering Section IV of the land and mortgage register, enforcement under way, arrears almost equal to the value of the flat.
An example of what we doWe settle with the creditors and take the weight of the paperwork off you.
Co-ownership
Co-ownership shares
An estate divided between siblings, a divorce, co-owners at odds with each other blocking the sale, or co-owners whose whereabouts are unknown.
An example of what we doWe buy out the share, or negotiate with the whole group.
Inheritance matters
An unwanted inheritance
You have inherited an estate, or a share in one, that is nothing but a problem to you.
An example of what we doYou can sell it shortly after accepting it, without the consent of the other heirs and without waiting for the dispute to end. We take over the share together with its rights and its debts.
Consumer bankruptcy
Bankruptcy estates
Sometimes declaring bankruptcy is the only way out, but it also brings enormous stress and, often enough, is not the end of the problems.
An example of what we doWe know the procedure, the deadlines and the formal requirements. Together we may be able to get through the process faster and more easily.
Legal title
Unresolved legal title
It may turn out that the flat left by your relatives never had a land and mortgage register opened, or that the documents have not matched the facts for years. It is usually not your fault, but you are the one who has to untangle it.
An example of what we doWe will check the legal status and put the matter in order.
Occupants
Occupants and tenants
An occupant who does not pay, a tenancy you do not want to extend, or someone who simply will not move out. We know how stressful and drawn-out such a situation can be.
An example of what we doWe know the lawful ways to resolve it, without you waging your own war against the occupant.
Encumbrances
Easements and life estates
A property encumbered with a life estate or a personal easement can be hard to sell, because few people understand what such an encumbrance involves or whether it is worth taking on at all.
An example of what we doWe do understand it, and we can price it fairly, taking the real risk into account.
Condition of the property
Poor physical condition
A flat needing a complete renovation, a neglected tenement, a house without an occupancy permit. Sometimes it is inherited from relatives, sometimes there is simply no energy or money left to put the property in order.
An example of what we doYou do not have to renovate or clean anything before the sale. We buy it as it stands.
We are a group of property market specialists with years of experience, the knowledge to match, and the conviction that situations with no way out are exceedingly rare.
Hands-on experience
More than 120 completed transactions: from straightforward mortgage debt to inheritance disputes running for years.
Empathy and complete discretion
We understand the emotions that come with financial trouble. Your situation does not end up online or with your neighbours.
Fluency in procedure
We know how to talk to creditors, banks, enforcement officers and trustees in order to halt enforcement effectively.
A quick decision
You normally receive a valuation and an initial proposal within days, not weeks.
There is a person on the other side.
Before you sign anything, we will simply have a straightforward conversation about your situation.
Side by side
Remedy, an estate agency and an enforcement auction
See why dealing with us directly is the fastest and safest way back to peace of mind.
A comparison of a direct sale to Remedy, a traditional estate agency and an enforcement auction
Criterion
Remedydirect purchase
Traditional agencyagent / intermediary
Auctionenforcement proceedings
From first contact to completion
From 7 days
From a few months to several years
Months or even years of stress
Costs and commission for the client
PLN 0 — we cover 100% of the costs
3–7% commission
The enforcement officer deducts up to 18% of the sale price
Debts and occupants
We buy straight away and repay the debt
Agents usually refuse
The debtor can be left with nothing
Discretion and privacy
100% discretion, no listings
Photographs online, banners
Public notices in court and online
Paperwork and documents
Our lawyers handle everything
The client has to supply the full set
No help of any kind
Experience in practice
Examples of cases we have resolved
Every case is a different story. Here is how we helped our clients close the matter in specific situations.
Warsaw · Mokotów
A flat with PLN 210,000 of debt
“I was convinced that nothing could be done in a week.”
The situation
Our client was facing an enforcement auction. No estate agency was able to find a buyer in such a short time.
The outcome
We repaid the debt at the enforcement officer's office, halted the auction and paid the client PLN 175,000 in clear cash at the notary's.
Kraków · Krowodrza
A 1/3 share in a family dispute
“I didn't want to keep arguing about it. I just wanted out.”
The situation
An estate divided between three siblings. For five years two of the heirs had refused to sell the flat or to buy out the third.
The outcome
We bought out the client's 1/3 share alone under Art. 1051 of the Polish Civil Code, with no need for the rest of the family to agree. Funds paid out within 2 working days.
Łódź · Śródmieście
Premises with a non-paying occupant
“I didn't want to wage war on the man living there.”
The situation
An occupant refusing to pay rent or to leave the flat after the tenancy agreement had expired.
The outcome
We took over the premises together with the occupant and handled the case lawfully. The full amount transferred without delay.
How we work
Four steps to closing the case
Always in the same order, so that you know exactly what stage we are at.
Step 01
Conversation and review
You describe the situation, and we check the land and mortgage register, the encumbrances and the formal status of the property free of charge.
Step 02
A concrete proposal
We put a clear price offer to you, along with a strategy for settling with creditors or co-owners.
Step 03
Legal formalities
We assemble the missing certificates from public offices, cooperatives and banks at our own expense.
Step 04
Closing the case
You receive the agreed amount, and the problem — the debt, the dispute, the proceedings — stops being your problem.
Always a notary's office. Never a deal on a handshake. In Poland, transferring ownership of a property requires a notarial deed — the notary verifies the identity of the parties and the legal status before anyone signs.
Client reviews
The experience of people we have helped
Real stories from people who found themselves in a difficult situation and decided to work with us.
★★★★★
When the enforcement officer set the auction date, I was sure I would lose everything I owned. Remedy arranged the repayment of the debt within 3 working days. I received the balance at the notary's. Complete professionalism, and peace of mind.
Marek K.Gdańsk · enforcement debt
★★★★★
My brother and I inherited a flat we could do nothing with because of a dispute that had dragged on for years. Remedy bought out my share without drawing me into family quarrels. Everything settled at a notary's office in Warsaw.
Ewa W.Warsaw · buy-out of a 1/2 share
★★★★★
I had a flat that had been through a fire. No traditional agency would even come out to look at it. With Remedy I closed the matter in a week, with no cleaning and no renovation.
Piotr Z.Wrocław · premises after a fire
Questions and answers
Worth knowing before you get in touch
Below you will find answers to the questions that come up most often when selling a property with legal problems. If your question is not answered here, write to us — we will gladly help with your particular case.
The price depends on the type of problem and on the legal status of the property. For a property with a clear legal title and no major defects we usually offer a high percentage of its market value. For a share in co-ownership it is usually around half of the nominal value of the share, depending on the number of co-owners and on whether you actually have access to the property. Where a property comes with an occupant or is encumbered with an easement or a life estate, the price also depends on how long that situation may last. We price every case individually, only after looking at the specific circumstances.
We value by comparison: we check the prices of similar properties sold recently in the same area, take into account the floor area, the physical condition and any legal encumbrances, and then propose a specific figure. For an initial valuation we only need photographs of the property, the land and mortgage register number and a short description of the situation. The whole valuation is free and non-binding — you pay nothing to find out what we can offer.
We usually present an initial valuation within 24 hours of receiving the basic information, sometimes sooner. The process up to signing the notarial deed takes from a few days to a few weeks, depending on how complex the case is — for example whether certificates have to be obtained from creditors or inheritance matters settled. We pay out the money on the day the notarial deed is signed.
Yes, this is one of our main specialisations. If a property carries debt owed to a bank, a debt fund, a housing cooperative or a homeowners' association, we first establish the exact amount owed to every creditor, and then pay them directly out of the sale price, on the day of the transaction. Only the remaining amount goes to your account.
Yes — as a rule the law does not require the consent of the other co-owners to sell your share (with a few special exceptions, such as agricultural land). We buy shares in co-ownership regardless of whether your relations with the other co-owners are good, whether there is a dispute between you, and even if proceedings to dissolve the co-ownership are already before the court.
Usually yes, as long as the auction has not actually taken place. Selling the property on your own initiative, before it goes to auction, almost always achieves a higher price than a sale through enforcement, where the opening price can be as low as two thirds of the appraised value. Contact us as soon as you can — in cases like this, time is decisive.
Yes. Whether it is a tenant in arrears with the rent or a person occupying the premises unlawfully — a squatter — we buy the property and handle everything that follows ourselves, after the purchase.
Yes, that is one of the typical cases we work with. Banks and ordinary buyers avoid such properties, because they cannot be financed with a mortgage, and sometimes the transaction itself can only go ahead once the legal title has been put in order. We understand how this works and we are prepared to carry the case through that stage as well.
Yes. In such cases the price depends above all on the nature of the easement or life estate and on the age of the person entitled, because that determines how long the property will in fact remain restricted in use. We price every such case individually.
That depends on the stage of the proceedings. Once bankruptcy has been declared, the trustee takes over the administration of the estate, including the property, and it is the trustee who decides on its sale — although you may propose a specific buyer and terms for approval. Selling the property before filing the bankruptcy petition is possible, but it must be done at market value; otherwise creditors may later challenge the transaction as made to their detriment. In that situation it is worth consulting a lawyer or a restructuring adviser as well.
No. We buy properties in whatever condition they are currently in, including ones needing a complete renovation, after a fire or flooding, or left unused for years. You do not have to clean, renovate or even remove the things left inside.
That depends on the particular situation: the type of property, its legal status and the problem affecting the sale. We always establish individually which documents we need and help to assemble them — under a power of attorney where necessary — so that we take on as much of the paperwork as possible.
The notarial costs and the tax on civil law transactions (PCC) are covered by our company. We also charge the seller no commission whatsoever. The price we agree is the amount you actually receive, reduced only by any debt repayments agreed in advance.
By bank transfer as standard, usually on the same day we sign the notarial deed, and by instant transfer where possible. We also accept settlement through a notarial escrow account if that is safer for both sides — for example where several creditors have to be paid at once.
We agree the date individually, depending on your situation — sometimes it is a few days, sometimes a few weeks. We understand that moving takes time, and we try to set a schedule that is realistic.
The information above is general and indicative. The specific terms, including the price and the documents required, are always agreed individually once we have looked at the situation of the particular property.
Contact
Let's talk about your situation
A short description is enough for us to assess the options and put an initial proposal to you.